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Poll

Do you expect to see less or more second charge mortgage lenders in 2018?



Commentary





Below find items of thought leadership from a few of the brightest minds in the specialist finance industry.

Fluent predicts steady growth for seconds in 2018

Tim Wheeldon

Fluent for Advisers believes that the rise in new business numbers recorded in 2017 will continue in 2018...

The benefits of regional partnerships

UK

It has been a busy week following the launch of our three new regional partnerships with Glasgow Money, Teesside Money and Manchester Money and all this on the back of the successful launch of Cardiff Money back in April...

Secured loans could soar as perfect storm sets in

Mark Dyason

In early November, the base rate was raised for the first time in a decade...

YBS claims borrowers are turning to fixed rate mortgages

Yorkshire Building Society

The number of borrowers seeking fixed rate mortgages increased significantly in the run up to this week’s bank base rate rise, according to Yorkshire Building Society...

Education is high on the agenda, but only beneficial if listened to

Graeme Wade

It has always been apparent that more education is required about the specialist finance industry and the products on offer, especially within the mortgage networks and particularly around the adverse and credit repair sector (but that’s not for now)...

Why brokers should be embracing technology, not fearing it

Maeve Ward

In a world where everything is done at a touch of a button, why should mortgages be any different? Some brokers are fearful of technology...

Broker urges against rushing into long-term fixed rate deals

Matthew Pennell

Remortgage experts at Choice Finance are urging homeowners to discuss with a broker how they can best take advantage of the current climate and reduce their outgoings...

Embracing second charge mortgages

Darren Perry

Throughout this year I have found myself talking with more and more mortgage advisers who are embracing the benefits of offering their clients second charge mortgage products and hearing the same responses...

Shaking off second charge loan misconceptions

James Briggs

I recently received a call from a broker asking for some advice about a prime customer who was presenting a case that seemed ideal for a second charge loan...

How ‘hard mark’ credit checks are quietly costing customers

Sarah Jackson

It is not unreasonable for consumers to assume that they should be able to assess their eligibility for a loan without damaging their future prospects...



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