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YBS claims borrowers are turning to fixed rate mortgages
The ratio of fixed rate mortgage applications compared to variable applications received by the mutual has grown from 35:1 in August to 64:1 in October.
Simon Broadley, senior manager at Yorkshire Building Society, said: “Despite having the lowest-ever variable rate mortgage on the market, our findings demonstrate that borrowers value being able to lock-in to a fixed rate deal and know that their monthly payments won’t change during their initial term.”
Yorkshire Building Society currently offers fixed rate mortgages from 1.21% for a two-year deal at 65% LTV.
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