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Do you expect to see less or more second charge mortgage lenders in 2018?

AA Mortgages launches new two-year fix

The product offers 1.08% for two years, with a 75% LTV and has a fee of £1,495 with standard legal fees (for remortgages only) and standard valuation fees paid by the lender.

David Searle, financial services director at the AA, said: “For those thinking of moving or remortgaging, this is a compelling fix from one of the UK’s most trusted providers.

“[The] Bank of England governor Mark Carney said … that the base rate could rise soon, saying: ‘If the economy continues on this track, it may be appropriate to raise interest rates.’

“So, this might be a very good time to take advantage of low fixed rate mortgage offers such as this.”

David continued: “Customers will have the freedom to use their mortgage to move or improve, or simply change to a better rate.

“Furthermore, our award-winning online application service makes it even easier for customers to manage the whole application themselves.”

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