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Do you expect to see less or more second charge mortgage lenders in 2018?

New Accord remortgage products remove upfront costs

The mortgages are available at 65% LTV for a two-year fix at 1.66% and 75% LTV for a five-year fix at 2.24%.

Both products come with free standard valuation and free legal fees.

The intermediary-only lender has also cut rates across its range by up to 0.1% for selected 65%, 75% and 80% LTV fixed rate mortgages.

David Robinson, national intermediary sales manager at Accord, said: “It is proving to be a popular time for borrowers to remortgage at the moment, especially those seeking lower loan-to-value deals.

“We believe that our new remortgage options will prove popular among borrowers and the options across the different terms – plus the additional features – will help brokers to choose the best loan to suit their clients’ requirements.”

Accord has also announced it has reduced the rate on its two-year base rate tracker product at 65% LTV by 0.05% to 1.24%.

This product gives borrowers the flexibility to exit their mortgage early without paying any early redemption fees.

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