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Precise to increase fixed rates by 0.20%


Alan Cleary

Precise Mortgages is set to put rates up 0.20% across many of its buy-to-let and residential mortgage products.

The move comes as Alan Cleary, managing director at Precise Mortgages (pictured above), said lenders’ costs of funds had increased.

He specifically pointed to fixed rates, which are priced based on the swap curve.

Alan said that the two-year swap was up 0.35%, while the five-year swap was up 0.37%.

“It is inevitable that this will push mortgage pricing upwards,” said Alan.

“Is this the start of a general increase in pricing? 

“We will see, but I expect other specialist lenders to follow.”

Alan confirmed that the rate increase will take place tonight.




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