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Do you expect to see less or more second charge mortgage lenders in 2018?

Masthaven to offer seconds range through L&G

Matt Andrews

Masthaven has announced a new partnership with Legal & General Mortgage Club, which will widen its distribution of second charge loans.

The partnership will provide L&G’s broker members with access to Masthaven’s range of second charge mortgage products.

The specialist bank has rates starting from 3.74%, at up to 75% LTV, with loans available between £10,000 and £750,000.

Masthaven products can be used for securing a deposit for a buy-to-let property, home improvements or supporting the funding of a new business.

Matt Andrews, managing director of mortgages at Masthaven, said: "We’re excited to be launching our second charge mortgage range with Legal & General Mortgage Club. 

“Second charge mortgages have changed significantly – but while they are cheaper and more flexible than ever before, so many borrowers continue to find their personal circumstances can get in the way of their real-life needs. 

“Whether it’s pulling together a deposit for their first buy-to-let investment, funding home improvements or even just consolidating debt, we believe borrowers need a lender that really looks at their individual circumstances and does what it can to say ‘yes’.

“Brokers will be well aware of the difficulties many of their clients face when securing funding. 

“At Masthaven, we believe this new competitive range will provide our intermediary partners with a great new option for their clients who want a bank that takes a commonsense approach [to] their individual situations.”

Danny Belton, head of lender relationships at L&G Mortgage Club, added: “I am delighted to have Masthaven as part of Legal & General Mortgage Club’s second charge offering. 

“Masthaven’s proposition offers strong and competitive criteria in this sector of the mortgage market and their presence on our panel provides even more choice to brokers that wish to write these loans themselves and submit direct to the lender.”

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