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Together slashes rates on personal finance range


Pete Ball

Together has lowered interest rates across its personal finance products, including its right-to-buy and shared ownership mortgages.

The specialist lender has launched its lowest ever variable rate of 4.85% for council and housing association tenants looking to purchase their home on the right-to-buy scheme, for homes and bungalows valued at over £125,000.

Together has also cut rates on its five-year fixed rate right-to-buy mortgage to 5.6%. 

For its shared ownership products, the variable rate has been reduced to 5.99% and its five-year fix rate has been cut to 6.74%.

Pete Ball, personal finance CEO at Together (pictured above), said it assists customers who may not be able to access finance on the high street for reason reasons ranging from the self-employed to those with a less-than-perfect credit profile. 

“Non-standard purchases such as right-to-buy and shared ownership mortgages are another area of expertise for us and we’ve seen the positive impact that these schemes have had on helping aspiring homeowners on to the property ladder.  

“The changes we’ve introduced include our lowest-ever variable rate for right-to-buy customers and significant reductions on our five-year fixed mortgages. 

“We’ve also repriced our entire shared ownership range to help more customers get on, or move up, the property ladder, and we’re keen to ensure that prospective customers and housing associations are aware of our offering and our commonsense approach to lending.”

Together has updated its consumer buy-to-let product range to help clarify its offering and support those customers who find themselves in the position of an 'accidental landlord'.

These changes will see maximum loan amounts increase to £2m on first charge mortgages and the maximum LTV rise to 75%, while the maximum loan size for a consumer buy-to-let second charge mortgage has been increased to £500,000.




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