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Do you expect to see less or more second charge mortgage lenders in 2018?

Second charge mortgage repossessions down 10%


The number of second charge mortgage repossessions in Q2 2017 was 36, 10% lower than Q2 2016, according to the Finance & Leasing Association (FLA).

The annual rate of second charge mortgage repossessions as a percentage of average outstanding agreements at the end of Q2 2017 was 0.06%, down from the 0.08% figure recorded in Q2 2016.

Fiona Hoyle, head of consumer and mortgage finance at the FLA, said: “The latest figures show that the number of second charge mortgage repossessions in the first half of 2017 fell to a new half-year low.

“Lenders remain committed to helping those in financial difficulty and exploring options to help customers manage their repayments more effectively.”

Last month, the FLA reported that the value of new second charge mortgage business grew 26% in May compared with the same period last year. 

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