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Masthaven launches new second charge product


Jon Sturgess

Masthaven has boosted its second charge offering with the introduction of a new prime lending product.

The two-year discount product will start at 3.74% and is available for borrowers with a clean credit history.

The launch was accompanied by a series of criteria adjustments on Masthaven’s residential and buy-to-let offerings, with the bank now considering applications based on the last 12 months of credit history.

Jon Sturgess, head of sales at Masthaven (pictured above), said: “Since we launched as a retail bank last year, we’ve seen increased demand via brokers for second charge borrowing for customers across a wide spectrum of credit profiles.

“This move meets their needs, as well as providing a great market-leading rate for customers with clean credit histories, and the ability for them to borrow more.”

As part of the enhancement, Masthaven has increased its maximum loan size to £750,000.

The bank has also revised its early repayment charges to 1% across all fixed rate products.

In February, Masthaven announced the appointment of both a new managing director and BDM for its mortgages team.




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