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Authorised credit broker cloned


The Financial Conduct Authority (FCA) has issued a warning after it found fraudsters were using or giving out the details of an authorised credit broker.

The regulator warned that a clone company called PDP/Payday Pixie is claiming to be an authorised firm.

The FCA-authorised company the clone firm is claiming to be is Ocean Capital Credit Ltd, whose trading name is and is based in Greater Manchester.

This FCA-authorised company has no association with the clone firm, according to the regulator. 

The regulator reminded the public that almost all firms and individuals carrying out financial services in the UK had to be authorised or registered with the regulator. 

It said PDP/Payday Pixie was not authorised or registered with the FCA and was using the telephone numbers 03333112071 and 03333154545 and the email address [email protected] 

“This is what we call a 'clone firm'; and fraudsters usually use this tactic when contacting people out of the blue, so you should be especially wary if you have been cold called,” said the FCA.

“They may use the name of the genuine firm, the 'firm reference number' (FRN) we have given the authorised firm or other details.”

The FCA went on to add: “We strongly advise you to only deal with financial firms that are authorised by us, and check the Financial Services Register to ensure they are.

“You should also be aware that if you give money to an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme if things go wrong.”

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