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Paragon launches residential mortgage range


Buy-to-let lender Paragon Mortgages has announced that it’s in the first phase of launching a new range of residential mortgages.

Paragon is aiming to serve specialist areas of the market, including the self-employed and retired.

The first products being launched include two- and five-year fixed rate mortgages at 75% and 85% loan-to-value. 

Interest rates start at 3.29% for two-year products and 3.49% for five-year products.

These will be offered via three of Legal & General’s key intermediary partners.

John Heron, managing director of Paragon Mortgages, said: “Customers with complex incomes looking for a residential mortgage deserve access to a wider choice of mortgage products and to specialist underwriting that recognises their unique circumstances. 

“From our experience in the buy-to-let market, we know that customers with multiple sources of income are often among the most credit worthy and we see a unique opportunity to leverage this experience and bring new choice and competition to the owner-occupied market.”

Jeremy Duncombe, director of Legal & General Mortgage Club, added: “We are delighted to see Paragon enter the specialist residential market, and welcome the further competition they will bring to the residential mortgage market. 

“Their detailed approach to underwriting, and experience in lending to complex customers, will be a real asset both to brokers, and customers who struggle to find products with high street lenders.”

Last week, Paragon launched a new range of products for buy-to-let mortgages and remortgages.

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