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FCA exposes clone lender


FCA building

The Financial Conduct Authority (FCA) has issued a warning about a firm it believes is targeting members of the public using the details of an authorised firm.

Adexec Loans & Financial Solutions claims to offer loans for almost any purpose and doesn’t decide to lend solely based on a person’s credit rating, according to its website. 

However, the FCA says it does not authorise a firm called Adexec Loans & Financial Solutions and warned that scammers may give out false details or mix them with correct details of the registered firm.

The clone firm has been using or giving out the same address as FCA-authorised firm, Choose Wisely Limited. 

Choose Wisely Limited has no association with Adexec Loans & Financial Solutions.

“We strongly advise you to only deal with financial firms that are authorised by us, and check the Financial Services Register to ensure they are,” said the FCA.

“You should also be aware that if you give money to an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) if things go wrong.”




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