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Exclusive: Lender granted full FCA authorisation


Exclusive: Lender granted full FCA authorisation

Seconds lender Optimum Credit has received full authorisation from the Financial Conduct Authority (FCA).

Launched in 2014 by the former Nemo Personal Finance senior management team, Optimum is now authorised for the origination and administration of second charge mortgage activity.

Ian Praed, Chief Operating Officer at Optimum Credit, said: “This represents more positive news from Optimum and further reinforces our commitment to the second charge sector, to our broker partners and to our colleagues. 

“We would like to express our appreciation for the commitment and contribution that we received from the FCA during this process, along with the valued support and co-operation received from our colleagues and key broker partners alike.”

Now authorised under the number 710410, Optimum Credit has revealed ambitions to further improve its offerings.

Ian added: “We will now look to continue to enhance our market-leading approach to product design and pricing and will be announcing further developments in this area shortly.”

The news comes one year after Optimum Credit declared its intent to launch new and innovative products in 2016.

The firm recently listed its products on the online sourcing system LoansBrain, offering second charge mortgages of any amount from £7,500 to £500,000.




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