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Do you expect to see less or more second charge mortgage lenders in 2018?

New second charge business grows by 31%

New second charge business grows by 31%

The value of second charge mortgage new business grew by 31%, with the average second charge advance in June around £38,000.

New figures from the FLA compared growth in the sector to the same period last year also noted a 7% growth in the second quarter of 2015.

Geraldine Kilkelly, Head of Research and Chief Economist at the FLA, said: “June saw stronger growth across the main product lines as consumers used responsibly-provided credit to support essential household purchases.

“New consumer credit provided by FLA members grew by 6% in the first half of 2015 compared with the same period in 2014, which was broadly in line with growth in the overall UK market.”

Retail store and online credit also grew by 5% in June compared with June 2014.  

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