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Second charge loans up 26%


Second charge loans up 26%

Second charge mortgage lending is up 26% according to new figures by the Finance and Leasing Association…

The figures reveal that consumer finance new business has grown 8% in April year on year with second charge mortgages seeing the highest growth.

Second charge mortgage lending stood at £59m in April: a 26% increase year on year while lending in the three months to April 2015 stood at £181m - also a 26% increase on the previous year.

Over the past 12 months £640m was lent in second charge mortgages, up 24%, and the FLA has predicted further growth.

“New finance provided to consumers by FLA members has been growing at a steady rate and in line with forecasts for growth in 2015 as a whole,” said Geraldine Kilkelly, Head of Research and Chief Economist at the FLA.

“Our latest research suggests that new consumer lending is likely to grow by 7% in 2015.”

In 2014 the FLA members provided £100bn of new finance to UK businesses and households.




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