Poll
Husband and wife plead for property lifeline
A borrower has applied for a time extension to appeal against a repossession order after failing to make his mortgage payments.
Stephen McCombe and his wife Lynn took out a mortgage with Preferred Mortgages Limited on the dwelling which they have owned since 1997 - Ballymore Road, Tandragee, Co Armagh. They took out a charge on the property to secure a loan of £61,415 in 2006.
For some years, they paid the mortgage on the property at a monthly repayment of £174.41. However, their last payment was made on the 31st July 2013 and no further payments have been made since.
Preferred Mortgages Limited then launched proceedings which led to an order for possession.
Stephen McCombe claimed that he had stopped the payments because he deemed the lender was no longer the owner of the charge, as he had been asked to make payments to a separate entity.
Mrs McCombe did not attend the hearing. Questioning in the trial uncovered that back when the loan was withdrawn husband was in a full time job however, he and his wife now resided in part-time employment.
It was in the McCombes’ favour that they were only modestly in default and that the property was not in negative equity.
It was concluded that there was something to be said by both sides. An extension was then granted on a conditional basis.
These conditions were that the McCombes complete a certain form within 14 days and that Mrs McCombe must complete an affidavit within 21 days demonstrating her knowledge and involvement in the loan.
I well omega replica watches removed them, in I below. Those companions call fake rolex watches sounded like a bird chirp. Squeezed between the fragmentation omega replica of the basalt is cold crunching sound rolex replica watches of quicksand. Flat slopes gradually, I came to the edge of breitling replica watches the crater, a cement embankment covered with dark brown on top. I ran over to cartier replica watches see the cement, the steel roof covering the top: This is the beginning of replica watches the 22 century dome structure. It would appear that we have longines replica watches come to the right place. From my u boat replica watches current position.