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Do you expect to see less or more second charge mortgage lenders in 2018?

Second charge loans up 20%

Second charge loans up 20%

Figures recently released by the Finance and Leasing Association (FLA) have shown that second charge loans have surged by 21 per cent on the previous year.

The FLA has revealed that the second charge mortgage market reported new business up 21 per cent by value, and 9 per cent by volume compared with June 2013 - the first growth in new contracts since March.

Second charge lending totalled at £46 million in June, according to the FLA, where the three months to June hit £138 million.

Results showed that the second charge market is up 19 per cent this year compared to the previous year, and in the 12 months to June 2014 totalled at £511 million - A 33 per cent higher change on the previous year.

Commenting on the figures, Geraldine Kilkelly, Head of Statistics and Chief Economist at the FLA, said: "Growth strengthened across the consumer finance market in June following a relatively quiet couple of months."



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