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Poll

Are video applications next for the second charge market?



Commentary





Below find items of thought leadership from a few of the brightest minds in the specialist finance industry.

Not so ‘hard to place’

Maeve

There’s no doubt that the Mortgage Market Review and the subsequent changes made to regulation were way overdue to constrain some of the risky lending practices and unaffordable borrowing...

Where are the opportunities in second charge lending?

James Briggs

When I sat down to put this blog together, I didn’t want to write yet another article about why customers should consider seconds (protecting their current rate, avoiding an early repayment charge, maintaining their interest-only first charge etc)...

50% of professionals say education is most important for seconds growth

Education

More education is seen as the most important factor in order for the second charge mortgage market to grow...

London Money: One year on

Martin Stewart

This month sees the first anniversary of us launching London Money Loans on to an unsuspecting broker community...

SimplyBiz: Credit where it’s due

David Golder

Since joining the proud ranks of those regulated by the FCA, you’re likely to have picked up a number of previously unknown phrases and terms; ‘GABRIEL reporting’, for example, or ‘varying your permissions’...

Maeve Ward: Digging deeper

Maeve Ward

Since January 2017, I have attended and hosted over 20 events around the country, all with the purpose of educating advisers on specialist lending products, especially second charge mortgages...

Responsible lending - the broker balancing act

Sarah Jackson

The general public can be incredibly suspicious, especially when it comes to the sales environment in financial services, says Sarah Jackson, director of Equiniti Pancredit...

SimplyBiz: Doris and Ewan? You ain’t seen nothing yet

As Doris and Ewan rampaged across the UK, there were numerous warnings and tips on how to protect your roofs, wheelie bins and gazebos...

SimplyBiz: Can you afford not to get help with your FCA application?

David Golder

To those of you having your first encounter with the Financial Conduct Authority (FCA) application process, any attempt to explain how much time and resource it can demand can sound like wild exaggeration...

London Money: Looking for a revolution

Martin Stewart

For my first Loan Talk column, let me start with a story...



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