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Poll

Do you expect to see less or more second charge mortgage lenders in 2018?



Commentary





Below find items of thought leadership from a few of the brightest minds in the specialist finance industry.

Brightstar: Opening the door to opportunity - challenger banks

Brightstar: Opening the door to opportunity - challenger banks

Challenger banks and specialist lenders had a strong 2015 in which, according to research from the Council of Mortgage Lenders, they grew their gross lending by 56%...

SimplyBiz: Are your customers getting the message?

SimplyBiz: Are your customers getting the message?

Since becoming regulated by the Financial Conduct Authority (FCA), I know that you’ve heard a lot about the importance of communicating with your customers in a manner which is clear, fair and not misleading...

The great debate: Intermediaries rate second charge packagers

The great debate: Intermediaries rate second charge packagers

Intermediaries have praised the expertise and ease of process from packagers and master brokers, despite the ongoing argument that higher fees have purportedly been putting brokers off...

SimplyBiz: Please allow me to introduce myself…

SimplyBiz: Please allow me to introduce myself…

When I was just a slip of a lass, my grandma always used to tell me: “Beware of the man whose eyebrows meet, for in his heart lies deep deceit.”...

Broker calls for FCA to offer no-claims discount

Broker calls for FCA to offer no-claims discount

The Financial Conduct Authority (FCA) should consider introducing a no-claims discount in order to make regulatory fees better value for money, according to Martin Stewart, director of mortgage adviser London Money...

In the Spotlight with Graham Donald of Equiniti Pancredit

In the Spotlight with Graham Donald of Equiniti Pancredit

Loan Talk caught up with Graham Donald, managing director of Equiniti Pancredit, to find out more about how it is helping brokers and lenders update its technology...

How will the new housing minister affect second charges?

How will the new housing minister affect second charges?

The appointment of Gavin Barwell as the new housing minister raises some wider questions on the subject of housing policy for this government over the coming months and years...

Master brokers praise MCD after conversion rates boost

Master brokers praise MCD after conversion rates boost

Master brokers have reported that the implementation of the Mortgage Credit Directive (MCD) has resulted in a better application to completion conversion rate...

A guide to adverse credit in a regulated market

A guide to adverse credit in a regulated market

Tony Marshall, Managing Director of specialist lender Equifinance, explains how second charge mortgages can help brokers with clients deemed as ‘adverse’ and the role secured lending can play in helping provide consumers with access to financial products they may otherwise be denied...

SimplyBiz: ‘You can’t build a reputation on what you are going to do’

SimplyBiz: ‘You can’t build a reputation on what you are going to do’

If there’s one thing in life that’s certain, apart from death and taxes, it’s that that quote by Benjamin Franklin will be used at least once a week by someone writing about financial services...



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