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Poll

Do mainstream banks need to enter the second charge mortgage market?



Commentary





Below find items of thought leadership from a few of the brightest minds in the specialist finance industry.

Broker calls for FCA to offer no-claims discount

Broker calls for FCA to offer no-claims discount

The Financial Conduct Authority (FCA) should consider introducing a no-claims discount in order to make regulatory fees better value for money, according to Martin Stewart, director of mortgage adviser London Money...

In the Spotlight with Graham Donald of Equiniti Pancredit

In the Spotlight with Graham Donald of Equiniti Pancredit

Loan Talk caught up with Graham Donald, managing director of Equiniti Pancredit, to find out more about how it is helping brokers and lenders update its technology...

How will the new housing minister affect second charges?

How will the new housing minister affect second charges?

The appointment of Gavin Barwell as the new housing minister raises some wider questions on the subject of housing policy for this government over the coming months and years...

Master brokers praise MCD after conversion rates boost

Master brokers praise MCD after conversion rates boost

Master brokers have reported that the implementation of the Mortgage Credit Directive (MCD) has resulted in a better application to completion conversion rate...

A guide to adverse credit in a regulated market

A guide to adverse credit in a regulated market

Tony Marshall, Managing Director of specialist lender Equifinance, explains how second charge mortgages can help brokers with clients deemed as ‘adverse’ and the role secured lending can play in helping provide consumers with access to financial products they may otherwise be denied...

SimplyBiz: ‘You can’t build a reputation on what you are going to do’

SimplyBiz: ‘You can’t build a reputation on what you are going to do’

If there’s one thing in life that’s certain, apart from death and taxes, it’s that that quote by Benjamin Franklin will be used at least once a week by someone writing about financial services...

Financial promotions – getting it right

Financial promotions – getting it right

“60% of the time, it works every time.” This much-quoted line from ‘Anchorman’ is memorable because of how accurately it parodies an ad man’s talent for obfuscation...

Brightstar: Second charge - a new consideration

Brightstar: Second charge - a new consideration

The Mortgage Credit Directive (MCD) is now in full swing and has undoubtedly helped to bring additional clarification to the benefits of the second charge sector...

Brightstar: Second charge - a new consideration

Brightstar: Second charge - a new consideration

The Mortgage Credit Directive (MCD) is now in full swing and has undoubtedly helped to bring additional clarification to the benefits of the second charge sector...

Brightstar: Managing increased enquiries in a new era of regulation

Brightstar: Managing increased enquiries in a new era of regulation

The second charge market will change significantly after the introduction of the MCD and, as a result, the regulatory changes will drive a heightened awareness of the market......



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