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Do you expect to see less or more second charge mortgage lenders in 2018?


Below find items of thought leadership from a few of the brightest minds in the specialist finance industry.

Responsible lending - the broker balancing act

Sarah Jackson

The general public can be incredibly suspicious, especially when it comes to the sales environment in financial services, says Sarah Jackson, director of Equiniti Pancredit...

SimplyBiz: Doris and Ewan? You ain’t seen nothing yet

As Doris and Ewan rampaged across the UK, there were numerous warnings and tips on how to protect your roofs, wheelie bins and gazebos...

SimplyBiz: Can you afford not to get help with your FCA application?

David Golder

To those of you having your first encounter with the Financial Conduct Authority (FCA) application process, any attempt to explain how much time and resource it can demand can sound like wild exaggeration...

London Money: Looking for a revolution

Martin Stewart

For my first Loan Talk column, let me start with a story...

What a first year


It’s been just over a year since United Trust Bank (UTB) went public with its second charge loan offering and the progress we’ve made in just 12 short months has been staggering, even if I do say so myself...

Fluent: Regulation not to blame for rigid underwriting


Advisers should not think that nothing more can be done for clients when lenders tell them that regulation is responsible for the increasing number of mortgage cases that fall through at the underwriting stage...

When a larger deposit is required due to rising rental calculations

Bradley Moore

According to recent industry statistics, house-price growth remains robust and, as a result, demand for rental properties is on the rise...

Second charge sourcing systems should be ‘forced’ to show broker fees upfront

Calculating fees

Second charge mortgage master brokers should be forced to show all fees, according to one industry figure...

CCJs: ‘The lender has to draw a line in the sand somewhere'

CCJs lender has draw line sand somewhere

Borrowers cannot expect lenders to ignore county court judgements (CCJs), despite some being unfair, a master broker has warned...

Let lessons of the past help to protect your future

David Golder SimplyBiz

There’s a well-known adage that says if you give a man a fish, you will feed him for a day, but if you teach him to fish, you will feed him for life...

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