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Do you expect to see less or more second charge mortgage lenders in 2018?

Together teams up with Paradigm

Paradigm has over 1,100 directly authorised member firms and provides thousands of intermediaries with access to specialist lending products.

The new partnership allows Paradigm advisers to access products from Together’s first charge residential mortgages, which features a maximum loan size of £1m, no valuation or lender’s legal fees and options including a fixed term of five years with no early redemption charges.

“We’re delighted to extend our offering to Paradigm’s members so that we can introduce our commonsense approach to thousands more brokers,” said Richard Tugwell, group intermediary relationship director at Together (pictured above).

John Coffield, head of Paradigm Mortgage Services, added: “The burgeoning specialist market is a core area for many Paradigm firms, especially given the growing demand from those borrowers who might not ‘conform’ to the affordability measures and criteria that can often be an obstacle with mainstream lenders.

“Together is a longstanding lender in this space and has a focus on the individual borrower, with a range of residential mortgage products which cater for this demographic.

“We believe this ‘non-standard’ part of the market will develop much further in 2018 and beyond, and, therefore, it’s important that our member firms have access to lenders such as Together, who understand the needs of these clients.”

Paradigm advisers can now access Together’s online portal My Broker Venue, where they can submit cases and receive a full, instant decision-in-principle.

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