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Specialist lender reveals results of landlord survey

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Specialist lender reveals results of landlord survey

Specialist lender, CHL Mortgages, has revealed the results of its first quarterly survey of landlord customers. 

The survey has been taken to give a snapshot of landlord’s views on the current state of the buy-to-let market alongside thoughts on the future of the sector, their intentions for their portfolios and how they are dealing with any potential difficulties.
 
Of those who responded the majority (81%) are positive about the future for buy-to-let with many suggesting the sector has now shed its former get-rich quick image and is once again a market of professional landlords.
 
When asked whether they planned to buy or sell some of their investment properties in the near future, 38% said they intended to buy, 13% said sell, while the majority, 53%, are content to sit tight with the properties they currently have.
 
A majority of respondents (59%) manage their properties themselves suggesting their role as buy-to-let landlord is a profession rather than a hobby, with 34% using the services of a lettings agent. 
 
71% of landlords say the rental money they gain from their buy-to-let properties is sufficient to cover the mortgage payments, management and maintenance fees, while 15% say it is only enough to cover the mortgage. 6.1% said their rental income was insufficient to cover their outgoings.
 
55% said they had not experienced any rental voids in the last 12 months with 28% having to deal with a rental void in the last six months, and 17% in the last year. 
 
Finally, only 12% of respondents said they were using Rental Guarantee Insurance to protect against voids and rent arrears.
 
The survey was completed by 359 individual respondents and undertaken in November 2009.




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