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Product availability falls below 2,000 for first time in 7 years

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Product availability falls below 2,000 for first time in 7 years

For the first time in 7 years, the number of available mortgage products has dropped below 2,000. According to the September TrigoldCrystal Product Index, intermediary products fell by 11% and direct only products dropped by 5% during the month of August. 

Constructed from data from their mortgage sourcing system, the average number of intermediary products available in August dipped to 1,979, which was down from 2,202 in July, making a reduction of 223 individual products.
 
David Aylmer, marketing and business development director at TrigoldCrystal, commented on the results saying: “Broker activity levels reflect seasonal trends, but the holiday season can’t really be blamed for product availability, which has taken something of a tumble in August. Additionally, it’s not just intermediary products that are being withdrawn as the average number of live Direct Only products available in the month of August fell by 5% to 1,179.”
 
Mr Aylmer added that although activity was down, brokers are still working hard to find the right deal for their clients, with almost four mortgage searches being performed every second by brokers using the TrigoldCrystal sourcing system.  




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