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Do you expect to see less or more second charge mortgage lenders in 2018?

Personal Touch welcomes new additions to seconds panel


Personal Touch has added Shawbrook and Paragon Bank to its second charge panel.

The pair are key players in the seconds market, with Shawbrook’s second charge mortgage range featuring loans up to 95% LTV, with a maximum loan of £1m and no ERCs.

Paragon offers loans up to £500,000 at 85% LTV.

Dave Edwards, commercial director at Personal Touch (pictured above), said: “Second charge has soared in popularity in recent years, thanks in no small part to the innovative approach to criteria and product design of the lenders in the field.

“Shawbrook and Paragon are among those lenders who are driving the seconds market forward and I am delighted to welcome them to our panel.

“Consumers are starting to catch on to the multitude of benefits and uses offered by second charge products and, at Personal Touch, we want to be able to give our brokers access to the best providers in the market so that their customers can reap these benefits too.”

Claire Rankin, head of networks – residential mortgages at Shawbrook, added: “I am thrilled that Shawbrook are launching onto the Personal Touch panel today as this means that even more customers will be able to experience our multi award-winning service and product proposition.

“Shawbrook and Personal Touch are completely aligned in our approach to delivering the very best in quality customer service, so this partnering can only offer great news for customers moving forward”. 

John Webb, second charge mortgages director at Paragon, said: “We’re excited to be working with Personal Touch and enabling direct access to our specialist second mortgage products, which continue to be a viable alternative to remortgaging and further advances in the advisers’ toolbox.”

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