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Step One cuts rates and bolsters team


Rates

Second charge lender Step One Finance has announced a wave of rate reductions amid a period of wider expansion.

Many products will see reductions of 1% on new loan applications initiated on or after 30th May 2017, and will be accompanied by fixed rates extended to five years at no extra cost to the customer.

Step One marked the news with a series of new appointments to strengthen its lending proposition, including the addition of Terry Young as business development manager for the South of England.

“While some of our competitors are constantly changing criteria and lending terms, we try to remain as consistent as we can with a few carefully considered improvements, which means our introducers really know what we’ll do and what we’re good at,” said Martin Porter, head of lending at Step One.

“We think with interest rates at an all-time historic low, taking a longer or lower fixed rate offers a compelling choice to customers.”

Additional changes include a reduction in rates for equitable charge and amendments to the assessment of adverse credit.

Step One also boosted its underwriting and loan administration departments with the appointment of Joe Kite and Sylwia Fert respectively.

“Joe and Sylwia are further new additions to our team as the business continues to grow with its new initiatives,” added Martin.

“We expect more recruits in the near future as part of our strategic growth and company expansion.”





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