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YBS launches 0.89% mortgage product




Yorkshire Building Society (YBS) has launched a mortgage with what it claims to be the lowest interest rate ever in the UK of just 0.89%.

The new product is a two-year variable mortgage available on loans between £25,001 and £5m, with a discount of 3.85% from the YBS’s standard variable rate of 4.74%.

The mortgage product is available for borrowing up to 65% of the value of a property.

It has early repayment charges of 1%, a product fee of £1,495 and a fee of £90 is payable on redemption of the mortgage.

James Farrow, senior mortgage manager at Yorkshire Building Society, said: “We are very pleased to offer borrowers the lowest mortgage rate ever available.

“The cost of funding has fallen in recent weeks and as a financially strong building society with no external shareholders to satisfy we have the ability to pass this on to borrowers.”





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