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Loan Options supports FSA regulation

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Loan Options supports FSA regulation

Loan Options, the national second charge packager, has endorsed the AFB’s call for the FSA to regulate the secured loan market.  

Loan Options, which has recently spoken out on the need for the secured loan industry to remind intermediaries that even with the lack of lenders, there are still sources for their loan enquiries, is adamant that ignoring the importance of appointing the FSA to regulate second and subsequent charge residential lending will cause confusion and leave the UK with a bureaucratic mess of competing regulation as well as making it more difficult for both the intermediary and customer to understand.
 
Managing Director, Andy Moody said “Not only is it a logical move to bring the whole of the secured lending market under one roof from a compliance and oversight perspective, but the truth is that the it is the only sensible step without the government having to come up with a tortuous ‘two tier’ regime for the implementation of the upcoming EEC’s Consumer Credit Directive. We need a regime where the public and the intermediary community can feel there is a real all embracing compliance umbrella in terms of care and continuity.”




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