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Poll

Do you expect to see less or more second charge mortgage lenders in 2018?



A busy year at Prestige




It has been a busy year for Prestige already.  This year has seen our commitment to product innovation continue, namely with the launch of our new fixed rate product range, our prime range’s maximum loan size increase and new buy-to-let products for second charge lending. 

One of my key goals for 2015 was for Prestige to continue to be seen as a market leader in terms of product innovation, partnerships and its professional approach to the second charge market. I am pleased to say that we’ve delivered on that.
We were the first lender to offer a sensibly priced, fixed rate product range within the second charge lending arena. Not only did this move confirm our leading player credentials within the secured loans market, it also won us additional business – a win-win.

The key to this continued growth is simple - don’t assume you know what people want. That has been key to informing our decisions regarding product releases so far. We knew changes were needed to ensure our brokers could offer the best opportunities to their clients. Who better to ask what was missing from the second charge lending space than our key partners? Their feedback has been instrumental to informing what we do and how we best service brokers and customers.

In April, we improved our large loan proposition enabling brokers to take advantage of the enhanced criteria and quick decision turnaround. With a focus on cross-brand business throughout the OSB family, our large loan changes have generated increased activity in an area of the market the company as a whole is well-versed in – very high ticket loans. 

We have been tasked with working more closely with the wider OSB family than we have before, our buy-to-let products provide further options to those offered by both Kent Reliance and InterBay. The specialist lending expertise within OSB, for example Kent Reliance’s Buy-to-Let Britain Report, has been invaluable in creating a genuine market-leading product.

With challenger mortgage firms entering the market with claims of ‘ground-breaking’ products, I don’t think we need worry. Our market-leading products and a commitment to creating innovative products, serving brokers and clients alike mean that we can look forward to further strengthening our reputation as a cutting edge provider. 





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